TCA Tanoira Cassagne advised Credicuotas Consumo S.A., as issuer, Banco Industrial S.A. e Industrial Valores S.A., as co-arrangers, and Industrial Valores S.A.; Banco Patagonia S.A.; Cocos Capital S.A.; INVIU S.A.U.; Banco de Servicios y Transacciones S.A.U.; ACA Valores S.A.; Cono Sur Inversiones S.A.; Option Securities S.A.; Provincia Bursátil S.A.; Invertir en Bolsa S.A.; Buenos Aires Valores S.A.; BACS Banco de Crédito y Securitización; Banco Comafi S.A.; Banco de la Provincia de Córdoba S.A. and Banco de Valores S.A. as placement agents, in the issuance of: (i) series XXII notes for a nominal amount of AR$ 16,514,015,740 (the “Series XXII Notes”), and (ii) series XXI notes for a nominal amount of US$ 24,821,536 (the “Series XXI Notes”)
The Series XXII Notes are denominated and will be payable in Pesos, maturing on August 18th, 2027, and will bear interest at an interest rate equal to the higher of (i) an interest rate of 29.00% or (ii) the Private TAMAR Rate plus a fixed margin of 5.50% per annum.
The Series XXIII Notes are denominated in US dollars and will be payable in US dollars, in Argentina (Dollar MEP), maturing on August 18th, 2027, with a fixed interest annual rate of 6.5%.
Credicuotas Consumo S.A. is a fintech company engaged in the granting of consumer credit in Argentina, whose business model is based on high investment in technology and systems, the development of new products, and highly specialized management.
Deal Counsels: TCA Tanoira Cassagne: Partners Alexia Rosenthal and Jaime Uranga and associates Juan Manuel Simó, Florencia Ramos Frean, and Mario Ignacio Larreguy


