TCA Tanoira Cassagne advised Credicuotas Consumo S.A., as issuer (“Credicuotas”), Banco Industrial S.A. e Industrial Valores S.A., as co-arrangers (jointly, the “Co-arrangers”), and Industrial Valores S.A.; Banco Patagonia S.A.; Banco de Servicios y Transacciones S.A.; Banco Comafi S.A.; Inviu S.A.U.; Adcap Securities Argentina S.A.; BACS Banco de Crédito y Securitización S.A.; Provincia Bursátil S.A.; Cocos Capital S.A.; ACA Valores S.A.; Latin Securities S.A.; Banco de Galicia y Buenos Aires S.A.U.; Allaria S.A., Banco de Valores S.A. and Banco Hipotecario S.A. as placement agents (collectively, the “Placement Agents”), in the issuance of : (i) series X class 1 notes for a nominal amount of AR$ 7,990,000,000 (the “Series X Class 1 Notes”), and (ii) series X class 2 notes for a nominal amount of AR$ 22,010,000,000 (the “Series X Class 2 Notes” and, together with the Series X Class 1 Notes, the “Series X Notes” ).

The Series X Class 1 Notes are denominated in pesos, maturing on November 28^th, 2025, with a floating interest rate equivalent to the BADLAR plus a 7% margin.

The Series X Class 2 Notes are denominated in pesos, maturing on May 28^th, 2025, with a fixed interest annual rate of 41%.

Credicuotas will apply the net cash proceeds of the Series X Notes for capital expenditures considering that the purpose of the activity of Credicuotas is the creation, commercialization, and operation of credit and/or debit card systems and the granting of microcredits and/or loans to individuals and/or legal entities.

Deal Counsels: TCA Tanoira Cassagne: Partners Alexia Rosenthal and Jaime Uranga and associates Juan Sanguinetti, Juan Manuel Simó and Ana Lucía Miranda.