TCA Tanoira Cassagne advised Credicuotas Consumo S.A., as issuer (“Credicuotas”), Banco Industrial S.A. e Industrial Valores S.A., as co-arrangers (jointly, the “Co-arrangers”), and Industrial Valores S.A.; Banco de Servicios y Transacciones S.A.; Banco Patagonia S.A.; Latin Securities S.A.; Banco Hipotecario S.A.; BACS Banco de Crédito y Securitización S.A.; ACA Valores S.A.; Provincia Bursátil S.A.; ALYCBUR S.A.; Schweber Securities S.A.; Buenos Aires Valores S.A.; Banco Comafi S.A.; Cocos Capital S.A. and Nuevo Banco de Santa Fe S.A. as placement agents (collectively, the “Placement Agents”), in the issuance of: (i) series XII class 1 notes for a nominal amount of AR$ 10,548,290,070 (the “Series XII Class 1 Notes”), and (ii) series XII class 2 notes for a nominal amount of AR$ 28,348,093,354 (the “Series XII Class 2 Notes” and, together with the Series XII Class 1 Notes, the “Series XII Notes”).

The Series XII Class 1 Notes are denominated in pesos, maturing on April 29^th, 2026, with a floating interest rate equivalent to the TAMAR plus a 6,00% margin.

The Series XII Class 2 Notes are denominated in pesos, maturing on October 29^th, 2025, with a fixed interest annual rate of 39,00%.

Credicuotas will apply the net cash proceeds of the Series XII Notes for capital expenditures considering that the purpose of the activity of Credicuotas is the creation, commercialization, and operation of credit and/or debit card systems and the granting of microcredits and/or loans to individuals and/or legal entities.

Deal Counsels: TCA Tanoira Cassagne: Partners Alexia Rosenthal and Jaime Urangaand associates Juan Manuel Simó, Ana Lucía Miranda and Ana Belén Heinrich.